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Journal of Applied Sciences
  Year: 2014 | Volume: 14 | Issue: 17 | Page No.: 1996-2001
DOI: 10.3923/jas.2014.1996.2001
 
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Analysis of Countermeasure and Implementation of Forest Right Mortgage Loan Business in Agricultural Bank of China
Qin Tao, Tian Zhiwei, Sun Xinran and Deng Jing

Abstract:
After the reformation of collective forest right system, the Agricultural Bank of China has taken a series of measures to provide financial services to the forest tenure reform. It has launched forest right mortgage loan in Jiangxi, Fujian, Yunnan and Guangdong since 2006. In order to comprehensibly understand the implementation of forest right mortgage loan business and accurately assess the risk profile of the credit products, this study analyzes the problems and constraints of forest right mortgage loan business in the whole Agricultural Bank of China’s range. It points out that standardizing the forest right mortgage business, setting up credit management policy system, strengthening forestry management of credit risk and setting up the cooperation concept are necessary.
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How to cite this article:

Qin Tao, Tian Zhiwei, Sun Xinran and Deng Jing, 2014. Analysis of Countermeasure and Implementation of Forest Right Mortgage Loan Business in Agricultural Bank of China. Journal of Applied Sciences, 14: 1996-2001.

DOI: 10.3923/jas.2014.1996.2001

URL: https://scialert.net/abstract/?doi=jas.2014.1996.2001

 
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