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Research Article

Chinese Micro-enterprise Credit Rating Model and Empirical Analysis

Zhang Li, Cao Shuyan and Wang Kun
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Based on the existing researches on microfinance and characteristics of Chinese micro-enterprises, this paper build a micro-enterprise credit rating model by G1 method, which is a group decision assembly method. Then test the model with data of 137 micro-enterprises from Henan Province of China. The results show that the model is more reliable and accurate, which may provide a reference for micro-enterprise credit management of Chinese commercial banks.

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  How to cite this article:

Zhang Li, Cao Shuyan and Wang Kun , 2013. Chinese Micro-enterprise Credit Rating Model and Empirical Analysis. Journal of Applied Sciences, 13: 2959-2963.

DOI: 10.3923/jas.2013.2959.2963


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