Journal of Applied Sciences1812-56541812-5662Asian Network for Scientific Information10.3923/jas.2009.1870.1879HaqueAhasanul IsmailAhmad Zaki Hj DarazAbu Hayat 102009910This study investigated the determinant factors of consumers’
perception on E-banking transaction in Internet banking by Malaysian bank
consumers. The research framework was developed to testify the statistical
relationships between consumer perceptions and E-banking transaction.
Factor analysis was performed to extraction and make initial decision
on the number of factors underlying asset of measured variables of interest.
Thereafter, multiple regression was estimated to anticipate the effects
of the explanatory variables. This study showed that only secure transaction,
have significant impact on consumers perception about E-banking transaction.
Rest three factors regulatory framework, service quality and sufficient
mechanism negligible impact and hypothesis was rejected. This study offers
an insight into E-banking in Malaysia, which has not been previously been
investigated and much statistical significance makes this study a potential
cornerstone for future research.]]>Aladwani, A.,200121213225Brodie, R.J., H. Winklhofer, N.E. Coviello and W.J. Johnston,200721221Chellappa, R.K.,20022002Christopher, G., C. Mike, L. Visit and W. Amy,200624360383Wong, D.H., N. Rexha and I. Phau,200826526545Gefen, D. and D. Straub,20032724Gerrard, P. and J.B. Cunningham,2003211628Glaessner, T., T. Kellermann and V. McNevin,20022002Gonzalez, M.E., M.R. Dentiste and M.W. Rhonda,2008154148Gusev, M.K., L.J.N. Antovski and V.V. Ajanovski,20022002pp: 343348Haridas, R.,20002000Haridas, R.,20002000Herington, C. and S. Weaven,200717404427Hernandez, J.M. and J.A. Mazzon,2007257288Sahut, J.M. and Z. Kucerova,20038176182Katariina, M.,200616304322Lee, M.K.O. and E. Turban,200167591Liao, Z. and M.T. Cheung,200239283295McCahon, S.,19991999Min, H. and W.P. Galle,199919909921Minocha, S. and N. Millard and L. Dawson,20032003Moorman, C., R. Deshpande and G. Zaltman,19935781101Mukherjee, A. and P. Nath,200321515Ndubisi, N.O. and Q. Sinti,2006291627Rexha, N., R.P.J. Kingshott and A.S.S. Aw,2003175367Pauline, R.,200210255260Pavlou, P.A.,20037101134Ramayah, T., M. Jantan, M.N.M. Noor and K.P. Ling,20038129Rogers, E.M.,19831st Edn.,Rotchanakitumnuai, S. and M. Speece,200321312323Rotchanakitumnuai, S. and M. Speece,20045270285Sathye, M.,199917324334Sayar, C.,200725122141Shamdasani, P., A. Mukherjee and N. Malhotra,200828117138Laforet, S. and X. Li,200523362380Pikkarainen, T., K. Pikkarainen, H. Karjaluoto and S. Pahnila,200414224235Vohra, P.,20022002Yibin, M.U.,20032003Ambler, T. and W. Xiucun, 200320267281Barwise, P. and J.U. Farley,200422257262Berger, P., R. Bolton, D. Bowman and E. Briggs,200253955Gandy, A.,199843233Hogan, J., K. Lemon and R. Rust,20025413Insley, R., H. Al-Abed, T. Fleming and B.O.L. Gurus,20032003Jayawardhena, C. and P. Foley,2000101930Rust, R.T., T. Ambler, G.S. Carpenter, V. Kumar and R.K. Srivastava,2004687689Venkatesan, R. and V. Kumar,200468106125Akinci, S., S. Aksoy and E. Atilgan,200422212232