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Journal of Applied Sciences

Year: 2013 | Volume: 13 | Issue: 15 | Page No.: 2959-2963
DOI: 10.3923/jas.2013.2959.2963
Chinese Micro-enterprise Credit Rating Model and Empirical Analysis
Zhang Li, Cao Shuyan and Wang Kun

Abstract: Based on the existing researches on microfinance and characteristics of Chinese micro-enterprises, this paper build a micro-enterprise credit rating model by G1 method, which is a group decision assembly method. Then test the model with data of 137 micro-enterprises from Henan Province of China. The results show that the model is more reliable and accurate, which may provide a reference for micro-enterprise credit management of Chinese commercial banks.

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How to cite this article
Zhang Li, Cao Shuyan and Wang Kun , 2013. Chinese Micro-enterprise Credit Rating Model and Empirical Analysis. Journal of Applied Sciences, 13: 2959-2963.

Keywords: Micro-enterprise, credit rating model, microfinance and G1 method

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