Asian Science Citation Index is committed to provide an authoritative, trusted and significant information by the coverage of the most important and influential journals to meet the needs of the global scientific community.  
ASCI Database
308-Lasani Town,
Sargodha Road,
Faisalabad, Pakistan
Fax: +92-41-8815544
Contact Via Web
Suggest a Journal
 
Articles by Xu Chao
Total Records ( 1 ) for Xu Chao
  Shuai Li , Yang Yang , Lai Hui , Xu Chao and Zhou Zonfang
  Nowadays, the assessment of individual credit risk has drawn great attention of the financial institutions and many assessment models have been developed. However, although the traditional assessment models can assess the credit risk from different aspects, they require that the credit information of the credit subjects is complete. Therefore, those traditional models cannot be well suitable for the individual credit assessment. In order to solve this problem, a more suitable model should be established. Compared with the previous work, this study presents an integrated model. The new model integrates the existing assessment models by using SP theory. The integrated model based on SP theory will greatly improve the suitability while with less credit information of the credit subjects. Through a specific example, the validity of the model has been verified. From the findings of this study, it shows that the new assessment model has some theoretical value and practical significance for the assessment of individual credit risk.
 
 
 
Copyright   |   Desclaimer   |    Privacy Policy   |   Browsers   |   Accessibility