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Articles by M.R. Kohansal
Total Records ( 2 ) for M.R. Kohansal
  M.R. Kohansal , M. Ghorbani and H. Mansoori
  The aim of this study is investigating the effect of credit accessibility of farmers on agricultural investment and policy options in Khorasan Razavi Province of Iran. This study was done on 133 farmers of credit used group from totally 177 farmers of study that received loan from agricultural bank by Logit model. Results of estimated Logit model showed that the number of installments has the most importance in investment of received credit by farmers and then farm land and previous investment have more importance. In addition, effect of policy changes on investment indicated that applying three options of number of installment, cultivated land area and previous investment, simultaneously have the most effect on investment probability. According to results, attention to policy variables in investment for increasing productivity and decreasing of poverty in agricultural sector suggested.
  M. Ghorbani and M.R. Kohansal
  This study was carried out to study factors influencing on potential demand of credit for soil conservation using a cross sectional data of 350 wheat producers of Khorasan Razavi Province in 2008 and applying linear regression model. Results showed that offer interest rate of needed credit, age and income of farmers and short run conservation practices diversity have negative effect on potential demand of credit and investment in soil conservation and awareness index of farmers have positive effect on it. Also, potential of needed credit for using of soil conservation practices in rain-fed wheat lands of Khorasan Razavi Province is 14 million rial ha-1. Average offer interest rate of farmers for receiving of soil conservation credit is 4.7%. Regard to results, considering to local experiences of farmers in soil conservation, potential demand of needed credit for soil conservation and low-priced interest rate, increasing the income and financial ability of farmers in indigenous development planning of investment in soil suggested.
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