Abstract: Vulnerability has been a multi-dimensional concept. Theoretically vulnerability does not have yet to be developed well, nor has it been simply defined and measured with a common and acceptable paradigm. Key interest of previous studies relied on exogenous variables that could remain root cause of vulnerability but endogenous variables remain undocumented. This paper has attempted to shed some light in the theoretical gap of vulnerability in addressing poverty and to suggest new endogenous factors that could be decisive to improving the households risk management and coping capacities. Skills, religious adherence and psychology (attitude) are the factors this study has mainly focused.