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Research Journal of Environmental Sciences
  Year: 2010 | Volume: 4 | Issue: 1 | Page No.: 85-92
DOI: 10.3923/rjes.2010.85.92
 
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Financial Planning of Soil Conservation Based on Potential Demand of Credit (Case Study of Khorasan Razavi Province)

M. Ghorbani and M.R. Kohansal

Abstract:
This study was carried out to study factors influencing on potential demand of credit for soil conservation using a cross sectional data of 350 wheat producers of Khorasan Razavi Province in 2008 and applying linear regression model. Results showed that offer interest rate of needed credit, age and income of farmers and short run conservation practices diversity have negative effect on potential demand of credit and investment in soil conservation and awareness index of farmers have positive effect on it. Also, potential of needed credit for using of soil conservation practices in rain-fed wheat lands of Khorasan Razavi Province is 14 million rial ha-1. Average offer interest rate of farmers for receiving of soil conservation credit is 4.7%. Regard to results, considering to local experiences of farmers in soil conservation, potential demand of needed credit for soil conservation and low-priced interest rate, increasing the income and financial ability of farmers in indigenous development planning of investment in soil suggested.
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How to cite this article:

M. Ghorbani and M.R. Kohansal, 2010. Financial Planning of Soil Conservation Based on Potential Demand of Credit (Case Study of Khorasan Razavi Province). Research Journal of Environmental Sciences, 4: 85-92.

DOI: 10.3923/rjes.2010.85.92

URL: https://scialert.net/abstract/?doi=rjes.2010.85.92

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