Subscribe Now Subscribe Today
Science Alert
 
Blue
   
Curve Top
Journal of Applied Sciences
  Year: 2007 | Volume: 7 | Issue: 21 | Page No.: 3268-3273
DOI: 10.3923/jas.2007.3268.3273
 
Facebook Twitter Digg Reddit Linkedin StumbleUpon E-mail

Demand for Private Health Insurance Where Public Health Services are Free: The Case of Malawi

Donald Makoka, Ben Kaluwa and Patrick Kambewa

Abstract:
This study assesses the determinants of demand for private health insurance among formal sector employees in Malawi using a multinomial logit. We examine membership in the three different schemes of Medical Aid Society of Malawi’s (MASM), which was the only health insurance provider at the time of the study. The results indicate that formal sector employees prefer to receive medical treatment from private health facilities, but lack of access to information prevents many from becoming insured. Further, the probability of enrolling in any of MASM’s schemes increases with income and with age for the top and minimum schemes. More children and good health status reduce the probability of enrolling into the two lower schemes. Policies that improve access to information and income among the target group are likely to increase demand for MASM schemes.
PDF Fulltext XML References Citation Report Citation
 RELATED ARTICLES:
  •    Mathematical Modelling in Family Takaful
How to cite this article:

Donald Makoka, Ben Kaluwa and Patrick Kambewa, 2007. Demand for Private Health Insurance Where Public Health Services are Free: The Case of Malawi. Journal of Applied Sciences, 7: 3268-3273.

DOI: 10.3923/jas.2007.3268.3273

URL: https://scialert.net/abstract/?doi=jas.2007.3268.3273

COMMENT ON THIS PAPER
 
 
 

 

 
 
 
 
 
 
 
 
 

 
 
 
 
 
 
 

Curve Bottom